Read the text and choose the best word for each space. Follow the example.
I’ve got an account at my local
of Barclays, which is one of the main
banks in the UK. I’ve got a which I use for paying bills, writing cheques and paying by
. It’s a which means that my husband John uses it also.
usually got some money in this account, because my salary gets paid into
it, so we’re normally . But sometimes at the end of the month, if we spend a lot of
money, we . This means that the bank agrees an , and us some money until my salary gets paid. The problem with this
is that the bank charges a high rate of .
John and I also have a special account where we can keep money for a long
time. It’s called a or savings account. We use this to save up for holidays or any
unexpected that might come up.
We’ve also got a which is very useful for buying expensive items, travelling
abroad and shopping on the internet. If we pay off the card every month we
don’t get any interest. We have to be careful because it’s very easy to
pay with , and you have to pay the bank a lot of interest if you
money on the card.
We also have a which we pay off every month. This is a special
that the bank gave us to help us buy our house.
Listen to the test to check your answers.
Match the expressions on the left with the definitions on the right. Follow the
to take money out of the bank.
an arrangement where the bank pays a
regular amount of money for you automatically every month (your rent, for
the amount of money you
have in your account at the moment.
the tax you have to pay on your salary
to change money from one account (or one
bank) to another.
a list of the money going out of and
coming into your account.
the money you pay the bank for their
the ‘hole in the wall’ which gives you
money when the bank is closed.
Study the expressions and their definitions and try to remember as many as
Now listen to the definitions and try to remember the expressions without
looking at the screen.
note (a twenty pound
bill (a fifty dollar
Choose the best word for each sentence. Follow the example.
withdrew all his money out
the bank before he left the country.
1. When young people leave school it’s a good idea to open a bank
. 2. In some countries you can get a better
exchange if you change money on the street. 3. I usually eat lunch in our company restaurant because the meals are
by the firm and it’s much cheaper
than going out for lunch. 4. Excuse me, have you got for the
cigarette machine? 5. When I’m on a business trip, I have to keep all the
for everything I buy. If I don’t, I can’t
get my money back. 6. If I’m overdrawn at the end of the month, the bank
are very high. 7. When they sold the company it was $12 million in
8. A colleague of mine in San Paulo was
of money for not paying his income tax. 9. The euro has fallen in against the yen. 10. We’re thinking of opening another shop, but I’ll need to ask my bank
manager for a . 11. Don’t forget that if you order more than eight machines, we can offer
a of 12%. 12. Would you mind giving us of
how much it’s going to cost? 13. Our accountant has advised us to
money in a Dutch company which is based in Beijing. 14. Have you seen the email asking us to cut down on travelling and
restaurant ? 15. You are welcome to use and distribute our products, but we do charge a
small licence .
Listen and repeat the sentences.
In UK the currency used is the pound (£). In USA the currency is the
dollar ($). * currency = Moneda (en cuanto a sistema monetario).
Example: The dollar was lower against European currencies * coin = Moneda (en cuanto a pieza unitaria). El billete se
Example: Insert a coin in the machine and press start
The money sign goes before the figure
$1 = 100 cents / £1 = 100 pence
to make money: ganar dinero money market: mercado monetario counterfeit money:dinero falso money laundering:blanqueo de dinero money order, money transfer:transferencia money rate:tasa de interés
“A man’s treatment of money
is the most decisive test of his character… how he makes it, and how
he spends it.”